Goodbye Sallie Mae!

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This past week Paul and I hit a major goal in our “debt snowball”! We finished paying off Paul’s Sallie Mae loan!!! WOO HOOO!!!

It is one of the BEST feelings to know we are one step closer to the weight of debt being lifted off of our shoulders!! We still have two more loans, each of our federal loans, but knowing that we have succeeded in paying off one of the three is so uplifting!!

Since then, Paul and I have been racking our brains on ways to save even more money to get our debt gone. We have cut the budget to the lowest we can live on, which is hard, but we want to do more!

We have decided to get second jobs!

Now this might be a little extreme, and we realize this, but if we both have a second job for just one year then ALL of our debt will be gone!! What an amazing accomplishment that could happen in just 12 months from now!!

Together, we are working on redoing furniture. We have been scouring Craigslist in our area and yard sales for the best deals on furniture. So far we have redone two desks that we bought for only $25 dollars each! Last week we sold one and this week we have someone coming on Wednesday for the second one!

A post will be coming soon on how we redid the furniture but here is a ‘sneak peak’ at how one of the desks turned out!

desk redo

Also, on Sunday passing by the dumpster outside of our apartment..yes you read correctly the dumpster… we found a beautiful dresser!! After cleaning it we brought it inside and plan on that being our next project!unnamed (13)

On Saturday Paul successfully got his second job at Macy’s! I am still on the hunt for mine but have some babysitting jobs lined up until then.

We are both so excited for our future and knowing that all of the planning, hard work and sacrifices we are doing now will be the best foundation for the rest of our lives!!





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9 thoughts on “Goodbye Sallie Mae!

  1. Kaitlyn (Keeping up with Kaitlyn) May 5, 2014 at 7:29 pm Reply

    WooHoo for paying off Paul’s Loan! That’s amazing!! I’m glad to hear that the desks have been bought! Yay for your new project! Can’t wait to see how that dresser turns out!

    • Kristin Sapperstein May 13, 2014 at 11:46 am Reply

      Thanks Kaitlyn!! We just started the dresser last night! Hopefully it will be done this week!

  2. Jazmin @ Frugality Gal May 6, 2014 at 9:07 pm Reply

    Congrats on paying off your debt! Making the decision to get second jobs must’ve been a tough one but I’m sure it’ll pay off in the end. I’d love to hear more about how revamping furniture and reselling it goes for you! I’ve always wanted to do this myself.

    • Kristin Sapperstein May 13, 2014 at 11:45 am Reply

      Thank you!! I am posting this week about revamping the furniture!! So far we have made $215 dollars just from two desks!

  3. Jessica May 9, 2014 at 4:10 pm Reply


  4. The Daniel Fast | May 15, 2014 at 10:45 am Reply

    […] I are tremendously happy and driven to do even more to get rid of the rest. As I mentioned in my Goodbye Sallie Mae post we have decided to get second jobs. I am so happy to say that last night I was hired as a […]

  5. […] snowball to stay positive. For example: When Paul and I payed off a huge milestone, paying off Sallie Mae, we went out to dinner. Since this is a rarity for us this was such a boost in our minds and […]

  6. 14 Things I learned about ME in 2014! | January 4, 2015 at 7:02 pm Reply

    […] With Paul, I had the dedication to actually get rid of our Sallie Mae debt! […]

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